Approval Center
In plain words: you are approving a loan of USD 142,400 that arrives on December 30 to pay the harvest wages. It costs CLP 2.1 million, CLP 1.7 million less than a regular bank loan. To confirm, type the 6-digit code we sent you by SMS.
Pending · APR-0412-05
L3OWNER+CODERisk: mediumExpires in 23:41:06
Request pre-export loan (PAE)
USD 142,400≈ CLP $140.098.568
Banco del Pacífico Sur sandbox · bridges INV-2026-118 · Shanghai HongxinAnnual cost10%
Plan costCLP 2.1M
Term60D
Above buffer96%
What happensBanco del Pacífico Sur lends USD 142,400 on December 30, the day of the harvest payroll. You repay it in USD with the export proceeds by February 28.
If rejected81% chance of running out of cash on December 30 (payroll CLP 238M). The agent prepares the next-cheapest option: export factoring.
AuthorizeSMS → +56 9 •••• 4127
History
| Time | ID | Action | Level | Amount | Decision | Channel | Note |
|---|---|---|---|---|---|---|---|
| 2026-12-07 16:22 | APR-0398 | fx.forward 30D | L3 | ¥450,000 | Approved | WA+OTP | — |
| 2026-12-03 10:05 | AUT-0377 | pay Cartonera Sur | L2 | CLP 6.240.000 | Auto | — | within limit · allowlisted |
| 2026-11-29 18:40 | APR-0361 | wc.loan Banco Andino | L3 | CLP 90.000.000 | Rejected | WEB | "Too expensive, check other options" |
| 2026-11-22 09:00 | AUT-0350 | reminder.send WeCom | L1 | — | Auto | — | — |