Welcome to NanFeng, your autonomous CFO
- 1We watch your cash every dayYour bank balance, the invoices your customers owe you and every bill you have to pay.
- 2We warn you before money runs shortAnd we look for the cheapest way to cover the gap, comparing every option on the market.
- 3Nothing happens without your OKYou approve with a one-time code on WhatsApp or here. NanFeng never moves money on its own.
Good morning, Huerto Austral team
I checked your cash this morning. Everything is running, but there is one decision for you today.
Your cash needs attention.There is an 8-in-10 chance you won't have enough to pay the harvest payroll on December 30.
What happened
- 1Shanghai Hongxin, your buyer in Shanghai, says it will pay USD 180,000 45 days late.
- 2On December 30 you pay CLP 238 million in harvest wages.
- 3To get through that day safely you need to cover about CLP 56 million.
Money in your bank, day by day
Most likely path and its probable range, from 10,000 simulationsYour cashProbable range
Take a pre-export loan in dollars
The bank lends you USD 142,400 on December 30. You pay it back in 60 days with the money from your shipments.
This loanCLP 2.1 million
Regular bank loanCLP 3.8 million
You save CLP 1.7 million (45%)
With this, your cash stays safe in 96 out of 100 scenarios.
Approve with codeWhat NanFeng did for you today
- 08:00Sent you the morning cash summary by voice.
- 08:47Blocked an invoice that tried to change a supplier's bank account.
- 10:12Read the delay notice from Shanghai.
- 10:14Compared 9 ways to finance the gap.
- 10:20Asked your buyer, in Chinese, to confirm the new payment date.